Credit Score

By iGrad , 9/24/2009 7:41:05 AM | 159 views in Finances | 0 Comments

Credit Score

Credit. It’s your History In The Making.

Credit – Friend or Foe. Everyone wants it. But how do you get it? Pay all your bills on time, over time. The reward: good credit which means more choices and better rates. And good credit leads to financial freedom which is something everyone wants. Your credit history is a record of how you repay your debts. And all that information is kept in a credit report (more about that later). Lenders want to know your credit history, so they can decide whether or not to lend you money. Basically, they want to be sure that you have a record of paying your bills on time before doing business with you. And the best way to do that is to look at your credit report.

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Finding Roommates

By iGrad , 9/23/2009 2:31:43 PM | 106 views in Housing | 0 Comments

Finding Roommates

Finding A Roommate.

These days, it’s pretty easy to find a roommate. It’s finding the right one that is hard. There are tons of online and offline resources. iGrad happens to recommend easyroommate.com. However, sometimes putting a flyer on a message board at the local café can work just as well. Also, The Chamber of Commerce often know a great local resource for roommates.

Choosing A Roommate.

The key to successfully choosing a new roommate is to start planning how you will select your roommate before you search. Creating a roommate selection process lets you become more organized which allows you to focus on choosing the right roommate.

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Getting Your Foot In The Door with the Right Resume

By iGrad , 9/23/2009 12:52:28 PM | 542 views in Career | 0 Comments

Getting Your Foot In The Door with the Right Resume

Let’s face it, an effective resume is one that gets results. The purpose of a resume is to obtain an interview and ultimately get the job or internship. All the effort spent on writing a good resume is worth it and the tips below will help you write a resume that gets results. A professional resume writer often knows all the tricks and can get you that killer resume in no time flat. iGrad offers a professional resume writing service at a discount to iGrad members.

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News You Can Use

Financial Tip

Check your credit report at least once a year to insure there are no mistakes. Get yours free, Plus 30-day free trial of credit monitoring right here

Are you paying too much?

Average interest rates for a Private Student Loan are 8.83%

Average interest rates on credit cards are 14.99

Pay Yourself First

Start a savings account. Even if your finances are really tight, $20 a month will add up quickly. Do it with an automatic deduction and you'll never even miss it. ING offers some of the highest rates and offers convenient online sign-up. Do it today.

Banking Fees will Kill Your Finances

It's important to find a bank with FREE checking and make sure you understand the terms and do not incur fees. Consumers pay an average of $220 a year in bank fees. This is just flushing money down the toilet.

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